Grow Your Wealth Safely
Our fixed deposit accounts offer guaranteed returns with flexible terms ranging from 6 months to 5 years. Benefit from competitive interest rates, FDIC insurance protection, and the peace of mind that comes with predictable growth.
Guaranteed Returns
Enjoy fixed interest rates that are guaranteed for the entire term of your deposit, protecting you from market fluctuations.
Competitive Rates
Our fixed deposit rates are regularly reviewed to ensure they remain competitive in the market, maximizing your returns.
Flexible Terms
Choose from terms ranging from 6 months to 5 years to match your financial goals and liquidity needs.
Why Choose Our Fixed Deposits?
At Promisegate Community Credit Union, we prioritize your financial security and growth. Our fixed deposit offerings combine safety, competitive returns, and flexibility to meet your investment needs.
- FDIC insured up to $250,000
- No maintenance fees
- Automatic renewal option
- Online account management
- Early withdrawal options (penalty applies)
Minimum deposit: $500
4.25%
Maximum APR
10-Year TermFixed Deposit Plans
Choose the term that best fits your financial goals
| Term | Minimum Deposit | Interest Rate (APR) | Compounding Frequency |
|---|---|---|---|
| 6 Months | $500 | 2.25% | Monthly |
| 12 Months | $500 | 2.75% | Monthly |
| 24 Months | $1,000 | 3.25% | Monthly |
| 36 Months | $1,000 | 3.50% | Monthly |
| 60 Months (5 Years) | $1,500 | 3.75% | Monthly |
| 84 Months (7 Years) | $2,000 | 4.00% | Monthly |
| 120 Months (10 Years) | $2,500 | 4.25% | Monthly |
Fixed Deposit Calculator
Estimate your returns with our fixed deposit calculator
Estimated Returns
Ready to Open a Fixed Deposit Account?
Join thousands of satisfied members who have chosen Promisegate Community Credit Union for their fixed deposit needs.